Financial literacy among students is alarmingly low

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Financial literacy among students is alarmingly low, according to a new study by the National Financial Educators Council. This lack of understanding encompasses crucial areas such as budgeting, saving, investing, and debt management, potentially hindering students' ability to make sound financial decisions and achieve long-term financial security. The study underscores the urgent need for enhanced financial education in schools and colleges to equip young people with essential financial skills. Financial literacy education should empower students to navigate the complexities of modern finance, allowing them to make informed choices about saving for future goals, such as a down payment on a house or their children's college education, managing credit responsibly to avoid falling into debt, and planning for retirement to ensure their financial well-being in their later years.

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